How to Make a Nigerian Wedding Budget in 6 Easy Steps

The only way to know how much your wedding will cost is to make a budget.  But, how do you make a budget for a Nigerian wedding or any wedding? I will show you – keep reading.  During planning, making a budget will give you an estimate of how much your wedding will cost, so that you know exactly how much to spend on every detail. Want to start making the wedding budget for your big day? It’s easy and I will teach you. In this article, I will take you by the hand, step by step through every step of how to budget for every money you will spend in your wedding.

nigerian wedding budget tutorial

One of the questions I receive every week is on the topic of learning how to budget for a Nigerian style wedding includes: how do I know much will my wedding cost? how to set a wedding budget, how to breakdown the budget, how to track wedding expenses, how to stick to a wedding budget and lots more. This post provides answers to such questions, and I will also teach you how to budget for your wedding step by step. Scroll down to see our quick 6 step-method of coming of with a wedding budget from scratch.

Why Learn How to Make Your Wedding Budget Yourself?

Before I show you the steps to making a wedding budget, let’s talk about the importance of budgeting for your Nigerian wedding. In the wedding planning process, the budget is one of the very first things to do right after your engagement, and after fixing the wedding date. The wrong way to wedding planning is to start shopping for wedding gowns, rings and cakes. That usually leads to overspending and later having to manage small left-over change for the rest of the wedding. It’s best to never spend a kobo until you’ve made a wedding budget. First, see this wedding budget tutorial from celebrity wedding planner, Funke Bucknor-Obruthe – and then scroll down to READ our 6 steps on how to budget for any wedding – Nigerian wedding or any type.

Estimating a Wedding Cost Step by Step: Things To Budget For and How Much?

So, what and what should you budget for, in a Nigerian wedding? Once you have decided on a figure as your wedding budget, the next thing is to allot percentage of that budget to major categories of wedding expenses.

Step 1. Set Your Wedding Budget Limit

Think – set a limit of how much you do not want to exceed.  This is simply done by you setting any amount you believe you can afford to spend on your entire wedding event – the church/ religious ceremony + the reception. For Nigerians, you may want to include the trad wedding budget here, but it may be a good idea to treat that one separately. So, write down an amount for the maximum money you (have and) want to spend on your entire wedding. This is your total wedding budget.

NOTE: I’m talking of the money you ALREADY HAVE in your own bank account.  Please do not include money you plan to borrow from someone. Do not include money someone has promised you.  It’s like making a market shopping or grocery list on an amount you do not have.  You only make a shopping list when you have the money ready, right?  Same with wedding budgeting – wait till you have the money or budget with the amount you already have and find a way to make it work – BECAUSE even small-money weddings can turn out well, if well-managed.

Step 2. Breakdown that Wedding Budget into Major Expense Categories and Allocate Amounts/ Costs

You may choose to simply set any amount you desire as what you plan to spend on each wedding thing. But if you have no idea what to do here, use our wedding budget percentage allocation guide to plan how much you should spend on what. You can change up this later, but you need somewhere to start – that’s what this is for.

Here’s an example of how Step 2 above works:

(For example) Say, I have a budget of N200,000 to spend for my wedding, my initial wedding budget breakdown could look like this:

Wedding attire (bride + groom):     N48,000.00
Stationery + Souvenir:                     N12,000.00
Venue + Decor                                 N36,000.00
Wedding Reception                         N42,000.00
Entertainment                                 N28,000.00
Miscellaneous (just in case)            N34,000.00
Total Wedding Budget:                   N200,000.00

If you hate any form of manual calculation, you can download and use our free wedding budget calculator here – all you need to do is enter the amount you have for the entire wedding and our worksheet will automagically display your wedding breakdown numbers. It’s the NaijaGlamWedding budget calculator that I used to quickly arrive at the above breakdown, so feel free to use it to make budgeting for your wedding faster.

Step 3: Review and Total Up the Wedding Budget Breakdown

Add up the above amounts (a to f). The total should be the same as your overall wedding budget, which you set in step 1. If not, check your calculation or simply use our ready-made wedding budget calculator – so that you don’t need to calculate anything by yourself.

Step 4: Make a Detailed List of Things to Spend Money On (aka Wedding Expenses / List)

Now, you’ll want to make the wedding budget list, that is a detailed list of what to spend money on, for each of the wedding shopping category (in step 2 above). For example, you will want to make a list of everything you plan to spend under wedding attire – such as wedding gown, shoes etc. You also want to list what to spend your wedding reception budget on – such as wedding cake, food, drinks, small chops etc.
I hope you get the idea?

  • Don’t know what to budget for? To make it fast for you, we already made you a ready-made wedding expense list and budget template has a list of must-have things to spend on for Nigerian style weddings. So, all you have to do is find out how much those stuff cost in your local market and fill them in. Then total them up, and you have your total wedding budget.  We also created a wedding budget worksheet for you – you can download it from our wedding tools page (click here).
  • About Miscellaneous Expenses:  According to one of our married readers (ZainMum), you will always spend more than what you have budgeted. That is why we strongly recommend that couples set aside a good chunk of extra money for unplanned/ miscellaneous expenses that may arise or were forgotten.An example of what to include in the miscellaneous section are expenses for family members (groom’s/bride’s parents and siblings’ outfits, transportation and more). This is where your parents and siblings cannot afford to take care of themselves.

Step 5: Record and Track What You Spend

It’s easy to overspend when you start shopping and paying vendors. To make sure you stick to your budget, record everything you spend money on. Recording your wedding expenses will guide you not to overspend. You can print out the wedding budget list worksheet (in step 4 above) and record your spending right on the paper. This will give you an idea of your wedding expenses. The video tutorial below from Wura Manola (a Nigerian UK-based wedding planner) validates what we’re teaching on how to make a trackable wedding budget list, and how to cut your coat according to your size when planning a Naija wedding (WATCH it – step 6 is down below).

Step 6: See Examples of Wedding Budgets in Nigeria

If you’re like most brides and grooms, you want to see a sample wedding budget.

Still Have Questions About Wedding Budget?

If you still have questions about budgeting for a wedding, click here to read my answers.

Have a Small Budget and Not Sure How to Make it Work?

We’ve got your back, check out our tips and advice for how to use small money to plan a wow Nigerian wedding:

Budgeting For Wedding: Takeaway

Now you know that making a wedding budget is the only way to know how much your wedding will cost. If you followed the wedding budget tutorial above, then you should now know how much your Nigerian wedding will cost, including a break-down of the expenses, down to how much to spend on different areas of the wedding.

So, over to you – let me know in the comments: where you are with working out how much your Nigerian wedding will cost? Did like the 6 step tutorial (above) to making a wedding budget to estimate the cost of your wedding in Nigeria?

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About Stella Anokam

Stella is the founder and Editor of this blog (NaijaGlamWedding). Follow us on Facebook, Instagram, Twitter, Google+ and Pinterest. Submit your photos to be featured - it's FREE, because we love everything weddings, bridal showers, engagement shoots.


  1. Plz I will be wedding this year but I have a budget of 500,000.00
    Help me break it down

  2. Pls we planning of getting married by 2019 with a 200 guest and 300,000 budget. Pls how far can it go both for traditional n wedding. Thanks

    • Hi Shine, 200 guests for N300k?
      A simple way to know if that amount of money would be enough for your wedding, at the minimum, is to assume a plate of food and a soft drink would cost N1k or N1,500. For your 200 guests, how much would that be, and would the balance be enough for the remaining wedding expenses?

      So, you do that math, and decide whether to reduce your guest number to what your budget can afford or whether you should add more money to feed the 200 people.

      Hope that tip helps.

  3. Hello am I need a breakdown on how to get my traditional wedding into a reality with 600,000

  4. Hi.
    I’m travelling from Israel to NIgeria for a traditional Yuroba wedding of a dear person who has been like a son of mine. I’m not NIgerian and this is my first trip.
    What am I expected to bring as a present?
    in my country we bring money. is that so in Nigeria as well? how much?
    Am I expected to bring anything else? I was thinking of small souveniers from Israel.
    what about his family and hers?
    I’d appreciate any tips…
    TNx a lot.

    • Hello Effie, here are my answers to your questions about what is the most appropriate wedding gift a guest can present at a Nigerian wedding:

      – In Nigerian weddings, gifts are not obligated, but appreciated. And, there’s no rule about the size or amount to spend on gifts – Nigerian wedding party hosts appreciate gifts of all sizes and costs.
      – Money gifts/ cash: Cash gifts in envelopes are very common type of wedding gifts in Nigeria. So, it’s no different from your country.
      – How much cash gift is appropriate as wedding gift? The general saying in Nigeria is “no amount is too small” when it concerns money gifts, and so you can give as you are led to or desire and it would be appreciated. Nigerian couples appreciate physical presence of their guests way more than presents, especially for guests traveling from far countries or out-of-town. Our tip: give an amount that is comfortable to you. As a guide, give the Naira equivalent of the amount you would have given if it was in your country – but be sure to consider that because you have spent money on travels, it’s okay to give less than usual.
      – Are you expected to bring anything else? I was thinking of small souvenirs from Israel.
      – Are you expected to bring anything else? No, you are not expected to bring anything else aside from your presence.
      – You were thinking of small souvenirs from Israel: It is okay. The couple would be thrilled to receive souvenirs from Israel, especially if they are Christians.
      – What about bride and groom’s family? His and her family would not be expecting anything or gifts from you – your presence is what they consider the biggest wedding gift to their children.

      I hope I have answered your questions (above). If not, feel free to leave ask more.

      Thanks for visiting my Nigerian Wedding blog, and congratulation on your “son’s” upcoming wedding. Let me know if you have any more questions. Do enjoy your trip to, and stay, in Nigeria.

  5. I and my partner lives in uk we are planing a wedding for next year and our budget is 1.5 million naira, can you tell me what type of wedding we can have with this amount please

    • Hello James, welcome to NaijaGlam’s Nigerian Wedding website. Here’s my answer to your question:

      I don’t know if you are talking about both the traditional and white wedding, or just the white wedding. But, anyway, I’ll assume that you’re talking of both (since most Nigerians who live abroad usually want to make a single trip down to Nigeria for both types of wedding celebrations).

      How you divide up that amount depends on the number of guests you plan to have at each. However, I’ll just give you some suggestions you can work with or customise to suit your particular situation:
      -You can budget 1 million Naira for the white wedding and 500 thousand Naira for the trad (that’s including costs of travels within Nigeria, to/ from the village for the trad). Even if you’ve not presented the customary engagement list/ bride price, you can still work with that amount to take care of that, as well as host a trad wedding reception party.
      -So, that leaves you with N1 million Naira for the white wedding. The biggest money-eaters here are: venue, food and drinks (reserve about half of your N1m white wedding budget for this). So, that leaves you with N500k for the rest of the things – you can click here to see a list of typical wedding expenses. And you can click here to see our percentage guide to use to divide-up or allocate money to different wedding things.
      NOTE: Recently, the cost of things have increased in Nigeria, and you may find yourself racking your brain on how to make your wedding budget meet your expected expenses. The best way is to cut down on the number of guests-to-invite, so that your food and drinks (and venue) costs will drop (large event halls cost more than smaller ones).

      I wish you a fab wedding celebration. Hope those tips help.

  6. NANCY ibekwe says

    I HV 450.000 thousand pls help me break down this to HV successful wedding with 150 guest

    • Hi Nancy,
      You can use these percentages to break down that amount:
      Venue + venue decoration + chair rentals + other rentals –18%
      Wedding attire + wedding rings: 24%
      Souvenirs, Invitation cards etc – 6%
      Reception (food/ catering, drink, wedding cake) – 21%
      Entertainment + visuals (MC, DJ/ Live band, photography/ video coverage) – 14%
      Any other things that come up: 17%
      *I used our (NaijaGlamWedding’s) wedding budget percentages/ calculator – you can check it here.

  7. NANCY ibekwe says

    Thanks for ur comments but my spouse said he can only afford 500.000thousand pls I need a break down on this so that I will HV a successful wedding.

    • Hello Nancy, below is a wedding budget breakdown you can start with or customize:
      -Venue + venue decoration + chair rentals + other rentals –18% (N90,000)
      -Wedding attire + wedding rings: 24% (N120,000)
      -Souvenirs, Invitation cards etc – 6% (30,000)
      -Reception (food/ catering, drink, wedding cake) – 21% (105,000)
      -Entertainment + visuals (MC, DJ/ Live band, photography/ video coverage) – 14% (N70,000)
      -Any other things that come up: 17% (85,000)
      *I used our (NaijaGlamWedding’s) wedding budget percentages/ calculator – you can check it here.

  8. this budget of 200k has really given me a reason to chill. Thank you! in other news, am a 2016 bride to be

    • Hi Opeyemi. That’s nice to know. Just chill, my dear, and find a way to organize your wedding with the amount of money you have. I wish you the very best. We have lots of practical wedding planning tips for a budget couple with small money – ensure to read them here.

  9. Thanks for such productive steps, I am self confident now on what to do and what to expect.
    I live in the US and I am planning to travel to Nigeria for my traditional wedding. My lady lives in Nigeria I just have a budget of 400,000 naira, and I desire the best wedding experience but don’t know how to manage that money, please give me some advice. Thanks

    • Thanks for your feedback, Ita – we love hearing from our readers.
      You can have a fabulous wedding with that amount if you stay realistic and trim down on some unecessary expenses and invite fewer people. The biggest money eaters are wedding venue and food and drinks. AND if you reduce the number of people you will invite, catering cost can come down. To help you with ideas on practical things to do to have a fab wedding with that amount, click to seee our tips in these posts:
      Everything about planning a small wedding that is classy – over 100 practical ways and tips on where and how to reduce wedding cost
      Sample wedding budget where they spent less than N500k – look at this budget and see if you can pick one or two ideas.

  10. Thanks so much for this info. Planning for a wedding on low budget seems like an overwhelming, herculean task. But with ur advice, the mountain in front of me is beginning to look smaller. I’ll start taking down notes with the ideas u gave. Thanks a million. God bless u

    • You are so welcome, Chioma. Feedback like yours makes my day:) I absolutely feel you – that’s why I wrote this post – glad to know that it has helped simplify the task of making a wedding budget. I also suggest you read my others posts on different ways to work with a small budget to achieve a dream wedding that looks like a million dollars:) See the topics below AND I have just included the post links to the end of this post (so SCROLL UP) – the section is right on top of ‘wedding budget TAKEAWAY’.
      -9 Smart Ideas to Save Costs When Planning a Nigerian Wedding on a Small Budget
      -How to Plan Small Wedding in Nigeria and Still Wow Your Guests
      -Unique Ideas to Plan a Big-Girls Wedding with Small Money
      -Low-Key Wedding: How to Plan a Great Low-Key Wedding In Nigeria
      -Simple Ideas to Reduce Cost of a Wedding without Reducing the Quality

  11. The mere thought of this site simply blows my mind. Weldone. Thanks

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